Buying a home is one of the largest financial transactions you will make in your life so there are many important questions to consider when purchasing a home. I am committed to going beyond the transaction and being there for you every step of the way. Using our CENTURY 21® home buyer consultation, together, we will uncover the important details beyond the basics. Find out what you can afford with my mortgage relationships and lenders.
With the C21.ca property search, you can explore lifestyle, schools, amenities and more on our nationally recognized website. Once you are ready to make an offer, leverage the CENTURY 21 training I have received to your benefit, and secure the best possible deal on your home. I’ll handle all the negotiation, paperwork and details, and make your home purchase as easy as possible.
Start looking for your next home here and contact me when you are ready to meet! I will walk you through the buying process and give you a copy of our Home Buyers Guide.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: